Interactive tool

Find out how much equity you actually have before planning around it.

Use current home value, mortgage balance, and an LTV threshold to estimate equity and a rough amount you may be able to borrow.

Equity estimateBorrowable amountHome value context

Live estimate

Adjust the inputs and watch the numbers move

Estimate total home equity and a rough borrowable amount.

Current result

Calculator inputs

Estimate total home equity and a rough borrowable amount.

Tool

Estimate interest-only and amortized payments on a HELOC draw.

Tool

Estimate a monthly mortgage payment using loan amount, term, and rate.

guide

Use housing costs, debt ratios, and lifestyle tradeoffs to set a home-buying budget that still leaves room for real life.