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How Much House Can You Afford Without Becoming House-Poor
Use housing costs, debt ratios, and lifestyle tradeoffs to set a home-buying budget that still leaves room for real life.
Interactive tool
Use income, debt, down payment, rate, and housing assumptions to estimate a more realistic home-buying budget.
Live estimate
Estimate a home price range based on income, debt, rate, and down payment.
Calculator inputs
Estimate a home price range based on income, debt, rate, and down payment.
Related reading
Use housing costs, debt ratios, and lifestyle tradeoffs to set a home-buying budget that still leaves room for real life.
Estimate a monthly mortgage payment using loan amount, term, and rate.
Compare estimated monthly ownership costs with current rent.