guide
How Much House Can You Afford Without Becoming House-Poor
Use housing costs, debt ratios, and lifestyle tradeoffs to set a home-buying budget that still leaves room for real life.
Glossary term
Loan-to-Value Ratio
Loan-to-value ratio compares your mortgage amount with the value of the property and affects down payment requirements, rates, and PMI exposure.
Where to use it
Loan-to-value ratio definition
Loan-to-value ratio compares your mortgage amount with the value of the property and affects down payment requirements, rates, and PMI exposure.
Related content
See the term in context
Tool
Mortgage Calculator
Estimate a monthly mortgage payment using loan amount, term, and rate.